Business Interruption Claims

Protecting Alberta businesses when property loss leads to lost revenue

When your business can't operate because of a property loss, the bills don't stop. Payroll, rent, operating costs, and lost revenue can create enormous pressure at a time when you're already dealing with the disruption caused by the loss.

Business interruption coverage is designed to help bridge that gap. But many business owners are surprised by how difficult it can be to recover the full value of lost income and ongoing expenses after a significant loss.

We help business owners, landlords, agricultural operations, and commercial property owners across Alberta understand their coverage, resolve insurance disputes, and recover after major property losses. 

We act exclusively for policyholders, not insurance companies, so our focus stays where it belongs: helping businesses recover and move forward.

Common Alberta business interruption claims 

Many Alberta businesses have experienced operational disruptions caused by wildfires, evacuation orders, smoke contamination, road closures, floods, and severe weather events. Even when a building remains standing, the financial impact can be significant.

We assist clients with claims arising from:

• Wildfire Claims
• Commercial Fire Loss Claims
• Smoke Damage Claims
• Flood Claims
• Water Damage Claims
• Hail Damage Claims
• Sewer Backup Claims
• Structural Failures
• Commercial Property Losses
• Farm and Agricultural Property Claims
• Loss of Rental Income Claims
• Extra Expense Coverage Claims

What business interruption insurance may cover

Depending on the policy, coverage may include:

• Lost business income
• Lost profits
• Continuing operating expenses
• Payroll expenses
• Relocation costs
• Extra expense coverage
• Loss of rental income
• Temporary business shutdowns

Every policy is different, but business interruption coverage is often one of the most valuable parts of a commercial insurance claim.

Understanding your coverage and next steps

Business interruption claims often involve financial records, insurance policy language, and disagreements about the extent of a loss.

We'll help you:

• Understand what your policy covers
• Review the insurer's position
• Assess business income losses
• Respond to denied or delayed claims
• Resolve coverage disputes
• Determine the next steps available to you

Our goal is to help you make informed decisions and get your business moving forward again.

Let’s review your claim

If your business has suffered financial losses following a wildfire, fire, flood, hailstorm, water loss, or another property damage event, you don't have to deal with the insurance process on your own.

Whether your claim has been denied, delayed, or underpaid, we'll help you understand your coverage, assess your options, and determine the best path forward.

Book a free consultation with our team to discuss your business interruption claim and next steps.